Practice Areas
Debtor Bankruptcy
Filing Bankruptcy? We are your Bankruptcy Professionals.
If you are thinking about filing for bankruptcy, you need to seek sound legal advice. Declaring bankruptcy is a difficult decision, whether the concern is legal, financial or emotional. At Edwards & Taylor, LLC, our attorneys can help you understand bankruptcy and your other options, and the consequences of your decisions.
Edwards & Taylor, LLC is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. We are qualified to handle bankruptcy matters and to advise clients in their bankruptcy and non-bankruptcy options.
Our attorneys assist clients with immediate debt relief, debt reorganization, and with Fair Debt Collection Practices Act violations. We can advise you on the course of action that best suits your situation. At Edwards & Taylor, LLC each client receives the individual attention that his or her case deserves. No two cases are the same. One size does not fit all. We take the time to ensure that your specific issues are addressed and your rights and exemptions are protected.
While an attorney is not required to represent you in bankruptcy, the process is complicated and confusing. The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) that went into effect in 2005 has only added to the confusion, and the meanings of many of the provisions of this act have not yet been determined by the courts. If you are considering filing for bankruptcy, lawyers with experience in the field are invaluable for helping you to understand what the law means, what your choices are, and why one type of filing may better serve your needs than another. The lawyers in our firm have extensive experience with every aspect of bankruptcy.
Bankruptcy issues occur in many other areas of law. Home ownership and mortgage modification are areas of prime concern to most people considering bankruptcy. Foreclosures, short sales and deeds in lieu of foreclosure give rise to common and critical questions in many instances. Our lawyers are also experienced in real estate law, contract law and business law. If your financial problems stem from debts that are primarily business debt, your bankruptcy options will be different from options available when debts arise primarily from consumer debt. We can help you sort out business and consumer debt to take advantage of the differences in the way these debts are treated. Our lawyers have extensive experience in business work-outs, restructuring, reorganization and personal guarantees of business debt. We may be able to assist small business owners remain in business while filing a personal bankruptcy.
In most instances a Chapter 7, or straight bankruptcy, works best for clients, but under the means test some clients will be forced into a Chapter 13 Plan. In spite of many disadvantages, a Chapter 13 case may also allow clients important advantages. A carefully prepared Chapter 13 Plan may allow clients to catch up payments on a defaulted home loan and keep the family home. In certain circumstances a second mortgage on a home may be subject to lien stripping. Chapter 13 may also allow a client to effect a cramdown of secured debt to the current value of the collateral.
Regardless of the form of the bankruptcy, our lawyers can help clients with judgment liens, discharging certain tax debts, and protecting exempt property. Do not guess at your rights and responsibilities under the Bankruptcy Code…spend some time with one of our lawyers, without incurring a fee, and get the real answers.
From our offices in Aurora, Colorado, we represent clients from the Denver Metro area, Littleton, Englewood, Centennial, Parker, Castle Rock and statewide. Our office is conveniently located near the Denver Tech Center and offers free covered parking.
If you are thinking about filing for bankruptcy, contact us today to schedule your free initial bankruptcy consultation.
Edwards & Taylor, LLC
The Pavilion Towers
2851 S. Parker Road
Suite 1200
Aurora, CO 80014
Phone: 303-750-2303
Fax: 303-752-0946
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